We all know how much profit there is in the insurance industry and with all the major providers sticking to similar premiums, we have little choice but to accept the rising cost of health insurance, or do we? You may not have heard about not-for-profit health insurance, which has a goal to provide decent private health insurance for the lowest possible cost and they operate in NSW.
Online Solutions
For the cheapest quotes for private health cover, search online for a non-profit health insurer and see for yourself the lower-than-normal premiums, with a wide range of policies designed to bring you essential cover for an affordable price.
Hospital Cover
If you live in the Hunter Valley region, you probably have a favourite hospital, which you can choose when you take out cover, knowing that should you be hospitalised, the ambulance will take you to your preferred hospital.
There are three levels of hospital cover:
- Basic – If you want basic cover with the lowest possible premium, this is the policy for you.
- Smart plus – Ideal for the single person that doesn’t require family cover.
- Smart thrifty – Dispense with pregnancy cover or joint replacement surgery with this affordable package.
Specific Extras
There are many extras that you can include in your policy, such as:
- Dental treatment (non cosmetic)
- Optical
- Therapies
- Hearing aids
- Artificial aids
- Weight management
Once you select the options you would like included in the policy, the insurer quickly calculates the premium and a secure online payment activates the cover.
Ambulance Only Cover
You can cover the cost of ambulance services, which can be very costly and you may not know that medicare does not cover the cost of ambulance transportation. It brings you peace of mind, knowing that if you ever need to call an ambulance, the costs are covered. You can take out a 6 or 12-month policy that can either be combined with hospital cover or as a stand-alone policy.
Why Pay More?
Let’s face it, the cost of living is rising fast and we all need to tighten our belts; compare your health insurance cost with non-profit premiums and you’ll find opportunities to save money. It makes total sense to reduce your living costs and all it takes to do just that is a quick online search to find a not-for-profit insurer.
Frequently Asked Questions
You may have a few questions and on the insurer’s website, you will find an FAQ page that answers any queries you might have about every aspect of health insurance. If you need to talk to a representative, their website would have a live-chat feature, where you can talk to a real person.
Health insurance is something that everyone should have and with not-for-profit insurers, you can enjoy affordable cover that is tailored to suit your lifestyle. Don’t delay, compare your private health insurance with Hunter Valley not-for-profit cover that protects your local community.